Guide to off-plan property in Dubai and the UAE

Short and practical: how buying off-plan works, what it really costs and how the areas differ.

How it works

BuyingBuying · 2 min readWhat is off-plan property in DubaiOff-plan means buying an apartment or villa directly from the developer while the project is still being built. Most new homes in Dubai are sold this way.Read MoneyMoney · 2 min readThe DLD fee when buying property in DubaiThe DLD fee is the registration fee charged by the Dubai Land Department. It is 4% of the property price and is paid when the sale is registered.Read VisasVisas · 3 min readUAE Golden Visa through propertyThe Golden Visa is a long-term UAE residence visa with no local sponsor. You can get it by owning property worth at least AED 2 million. Below are the current 2026 conditions and a step-by-step application guide.Read MoneyMoney · 2 min readPayment plans for off-plan property in DubaiOff-plan property in Dubai is usually sold on a developer payment plan, typically interest-free. The schedule of instalments is called the payment plan.Read BuyingBuying · 2 min readHow to check a developer in DubaiWhen you buy a home that is still being built, you trust the developer with your money for years ahead. Here is what to check before you book.Read BuyingBuying · 2 min readOff-plan vs ready property in DubaiYou can buy a home in Dubai from the developer before completion, or one that is already built. Each option has its own advantages.Read MoneyMoney · 2 min readThe costs of buying an apartment in DubaiThe advertised price is not the whole amount. Buying a home in Dubai comes with mandatory fees and recurring charges.Read BuyingBuying · 2 min readCan foreigners buy property in Dubai?Yes. Foreign nationals can buy homes in Dubai with full ownership in designated districts known as freehold areas.Read MoneyMoney · 2 min readRental yield in Dubai: how to calculate itRental yield shows what share of a home’s price you earn each year by renting it out. Work it out before you buy.Read VisasVisas · 2 min readThe 2-year investor visa through Dubai propertyIf you own a completed home in Dubai, it can be the basis for a 2-year UAE residence visa. In April 2026 the Dubai Land Department removed the AED 750,000 minimum property value for sole owners.Read دبيEmiratesEmirates · 2 min readDubai: the emirate's history and where to buy propertyIn half a century a pearl-diving settlement on Dubai Creek became one of the world's main business and tourism hubs — and the region's busiest off-plan property market.Read أبوظبيEmiratesEmirates · 2 min readAbu Dhabi: the capital's history and where to buy propertyThe largest and wealthiest emirate covers most of the country. Its market is calmer than Dubai's, and buyers favour Saadiyat, Yas and Al Reem islands.Read الشارقةEmiratesEmirates · 2 min readSharjah: the UAE's cultural capital and where to buyDubai's neighbour offers more affordable homes, museums and more traditional rules. Many people live in Sharjah and work in Dubai.Read عجمانEmiratesEmirates · 2 min readAjman: the smallest emirate and where to buyA compact emirate half an hour from Dubai with some of the lowest prices for seaside homes in the UAE.Read أم القيوينEmiratesEmirates · 2 min readUmm Al Quwain: the quiet emirate of lagoons and where to buyThe calmest and least populated emirate, with mangrove lagoons. The market is still forming, and large developers have arrived.Read رأس الخيمةEmiratesEmirates · 2 min readRas Al Khaimah: mountains, sea and where to buyThe northernmost emirate, with mountains and beaches, is seeing a surge of buyer interest thanks to the Wynn resort on Al Marjan Island.Read الفجيرةEmiratesEmirates · 2 min readFujairah: the Gulf of Oman emirate and where to buyThe only emirate that lies entirely on the east coast, by the Gulf of Oman — mountains, diving and resorts far from city bustle.Read BuyingBuying · 2 min readOff-plan handover delays in Dubai: what the DLD registry showsWe analysed the official Dubai Land Department registry: of 1,569 projects under construction, 412 (26%) are already past their planned completion date. Where it happens most and what it means for buyers.Read MoneyMoney · 2 min readEscrow accounts in Dubai: how off-plan buyers' money is protectedIn Dubai, payments for an apartment under construction do not go to the developer directly: they go into an escrow account at a bank and are released in stages as the building rises. Here is how it works and what to check.Read BuyingBuying · 2 min readHow to choose an off-plan property in Dubai: a 12-point checklistTwelve things to check before booking an apartment in a building under construction in Dubai. Save the list and run every project on your shortlist through it.Read BuyingBuying · 4 min readHow to buy off-plan property in Dubai: every step from booking to keysAn off-plan purchase is not one transaction but a chain of 10 steps spread over 2–4 years. Here is each of them: what you sign, what you pay, what to check and where buyers most often go wrong.Read BuyingBuying · 4 min readHow to buy resale property in Dubai: a step-by-step guideOn the secondary market you buy a finished home from its owner, and the deal takes weeks, not years. Here is every step — from choosing an agent to the new title deed — and every cost on top of the price.Read BuyingBuying · 3 min readFreehold areas in Dubai and the UAE: where foreigners can own propertyA foreigner can own an apartment or villa in the UAE outright only in designated areas — freehold zones. Here are those areas in Dubai and the other emirates, and how to check a specific property.Read VisasVisas · 3 min readUAE retirement visa: how to move to Dubai after 55The UAE issues a dedicated residence visa for retirees: five years, no employer or sponsor, renewable. Here is who qualifies, which financial condition you need to meet and how to apply.Read VisasVisas · 3 min readUAE visa through financial investment: fund, business and bank depositThe Golden Visa can be obtained not only through property but also through financial investment — a deposit in an investment fund or capital in a UAE company. Here are the options, thresholds and documents, and how they differ from a regular bank deposit.Read VisasVisas · 3 min readUAE residency through investment: all the options comparedThe UAE has no single 'investor visa' — there are several programmes with different thresholds and conditions. We put them side by side: how much you need to invest, how long the visa lasts, whether off-plan counts and whether family can be included.Read VisasVisas · 3 min readProperty revaluation for the Golden Visa: if you bought below AED 2 millionFor a Golden Visa through property, what counts is not the price you paid but the property's value in an official valuation on the date you apply. If your home has gone up and is now worth AED 2 million or more, a revaluation can open the way to the visa.Read MoneyMoney · 3 min readUAE mortgages for foreigners: how much you can borrow and howForeigners can take a mortgage from a UAE bank — both residents and people living abroad. Here are the Central Bank limits, the down payment, income requirements, every fee and what is different for off-plan.Read MoneyMoney · 3 min readProperty taxes in the UAE: what an apartment owner paysThe UAE has no annual property tax, and individuals pay no tax on rental income or capital gains. But there are fees — one-off at purchase and regular ones for upkeep. Here are all of them, plus the one people often forget: taxes in the country where you are tax resident.Read

Dubai areas

UAE developers

Emaar PropertiesEmaar PropertiesEmaar Properties is one of the UAE’s largest developers, founded in 1997. It built Burj Khalifa and Dubai Mall and develops entire districts of Dubai.Read DAMAC PropertiesDAMAC PropertiesDAMAC Properties is a Dubai developer founded in 2002, known for large villa communities and branded residences.Read NakheelNakheelNakheel is the developer that created Palm Jumeirah. It is linked to the Government of Dubai and specialises in large waterfront projects.Read Sobha RealtySobha RealtySobha Realty is a developer in the upper price segment. It designs and builds its own projects and is known for attention to finish quality.Read MeraasMeraasMeraas is a Dubai developer and part of Dubai Holding, known for districts that combine homes with restaurants, shops and walking areas.Read BinghattiBinghattiBinghatti is a Dubai developer you can recognise by its unusual facades. It builds both affordable apartments and branded towers.Read Danube PropertiesDanube PropertiesDanube Properties is an affordable-segment developer and part of the Danube Group, known for a payment plan where the buyer pays 1% of the price per month.Read Aldar PropertiesAldar PropertiesAldar Properties is Abu Dhabi’s largest developer. It develops Yas Island and Saadiyat Island and has recently started building in Dubai.Read Imtiaz DevelopmentsImtiaz DevelopmentsImtiaz started in 1993 as a construction company and since 2014 has developed its own residential projects under the Imtiaz brand. Its founder and CEO is Masih Imtiaz.Read Iman DevelopersIman DevelopersIman Developers was founded in 2016 and is registered with the Dubai Land Department. Its founder and CEO is Ismail Marfani.Read Ellington PropertiesEllington PropertiesEllington Properties was founded in 2014 by Robert Booth, a former managing director of Emaar. The company positions itself as a design-led developer.Read Azizi DevelopmentsAzizi DevelopmentsAzizi Developments was founded in 2007 by Mirwais Azizi and is part of the Azizi Group. It builds large residential communities with flexible payment plans.Read Samana DevelopersSamana DevelopersSamana Developers was founded by Imran Farooq. It was among the first in Dubai to make a private balcony pool a standard feature of affordable apartments.Read Select GroupSelect GroupSelect Group has worked in Dubai since 2002 and specialises in premium residential projects in waterfront locations.Read OmniyatOmniyatOmniyat is a private Dubai developer founded in 2005. It specialises in architecturally ambitious ultra-premium projects.Read Object 1Object 1Object One Real Estate Development is registered with the Dubai Land Department and is part of the international TSZ Group. Its managing director is Tatiana Tonu.Read

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